Need Help? A Foreclosure Attorney / Lawyer? How To Stop My Foreclosure Fast / Avoid Losing House in NH New Hampshire. Prevent Bankruptcy and Bad Credit and Get Cash ASAP. Can't Refinance? Help Now.

Foreclosure Assistance

If Foreclosure Or Bankruptcy Is The Problem, You Must Act Quickly.

Now Is Probably NOT The Time To List Your Home With A Real Estate Agent!

Losing a home at a foreclosure auction can be a traumatic experience through which NO ONE should have to go.
If you're at the point where foreclosure is already a reality, you have already endured plenty of difficulty.
Many people try to get needed cash from friends and relatives, or try to negotiate with their banks.
Others end up listing their homes with a real estate agent - waiting for a buyer who will be willing to pay the listing price, have the money or be qualified to buy AND be able to buy / close before the auction takes place! This is a tough order to fill and there are no guarantees.
Some file bankruptcy - trying to buy time and betting things will work out. Bankruptcy only DELAYS a foreclosure - it does not permanently end it.
While some of these routes may work they may also fail - and in the process, precious time is used up chasing these answers which never materialize.
And many people just keep hoping things will work out. Unfortunately, things don't always work out - and again, precious time has been lost - leaving only what is in our opinion, the worst possible outcome.

Foreclosure Facts And Tactics

Watch Out For The Pitfalls, Possible Scams And The Pressure You May Get To File Bankruptcy!

If you are in foreclosure, there is a good chance that many people will approach you to buy your home. They will send you letters, knock on your door and call your home. They will drive by your house and may even try to look in your windows! They will all say they can help. But can you believe and trust what they say?

Some will even say they can stop your foreclosure and allow you to keep your home. Sounds perfect, right? Maybe and maybe not.

It is our opinion that there are key points you must keep in mind if you are to protect yourself and succeed.

1. Be Careful When Considering Approaches That Say You Can Keep Your House.

Some people will say that if you put them on the deed, they will stop your foreclosure, cure the default and make the payments.
Others say you put them on the deed AND pay a fee AND make a higher payment on a new loan.
Others will say they will buy your house and lease it back to you allowing you an option to buy it back.
While some of these schemes may work, they may not be for you. You may be paying, one way or another, for these options. And in some cases you will be forking over a great deal of money in up front payments, high interest rates, and even by paying a much higher price to buy your home back (under that option arrangement).
And keep in mind that the PEOPLE WHO ARE ASKING FOR YOUR DEED PROBABLY DO NOT PERSONALLY HAVE THE CASH TO BUY YOUR HOUSE ANYWAY (even though they may lead you to believe that they do).
People who "buy houses" without the cash to buy may lack a key element to successfully assist you (not to mention the experience and skills to actually stop a foreclosure and solve the problem you must have solved). Maybe there is a good reason they do not have the cash in their bank accounts to buy. This is a key issue for you to evaluate!
It is YOUR credt and future that is at risk. You cannot afford to stake your future on someone who cannot prove they can deliver the goods.
The question is, once again, will you TRULY BE ABLE TO AFFORD THE COST OF THESE APPROACHES? Although you may seem to be buying time and may be able to stay in your house, are you paying a small fortune to simply delay the inevitable?
And, in the case of a scam, some people may never even make the payments on your home as they promised - and you'll end up being responsible for making the payments, plus penalities, anyway!
In many of these cases, you are NOT released from financial responsibility. Where are the guarantees?

2. Do NOT Allow Yourself To Be Pressured Into Filing Bankruptcy. Make sure it's the best

decision. Bankruptcy does NOT end or stop foreclosures - it just delays them.

Yes, filing bankruptcy can temporarily stop the auction. BUT - bankruptcy leaves a strong negative mark on your credit for years, making it tougher to recover AND again, all it does is delay - sometimes it just delays the inevitable.
While many people do this and hope for the best, believing that if they just had more time everything will work out - many people also still end up losing their homes anyway - and end up having paid out even more in legal fees and costs.
Unfortunately, just buying more time doesn't mean things will always work out for the best. We're not attorneys. This is not legal advice. But - you must be realistic about where you will get the money to make the payments.

In summary, our sole focus and role is to see if we can be of assistance when there's real estate involved and the need to take action. So, If in New Hampshire or Northern Massachusetts you are considering selling your home and you're saying, "I need to sell my home now in New Hampshire / NH or MA / Massachusetts, For sale by owner, I can't sell my house, I am losing my house, I have too many bills, I can't afford my house, They're taking my home, Refinance my house ASAP in New Hampshire / NH, I need help in stopping foreclosure, Please prevent / stop foreclosure in NH / New Hampshire, I need help, Where can I get help fast?, I need assistance with filing divorce in NH / New Hampshire, I need advice / assistance or help with filing / avoiding / preventing bankruptcy (Chapter 7 or Chapter 13) in New Hampshire / NH, How can I sell my house while in bankruptcy?, How can I sell my house while in foreclosure?, Avoid bankruptcy now, Explain New Hampshire divorce law, Explain NH bankruptcy law, Explain New Hampshire Foreclosure law, I need the best / top lawyer or attorney, Stop foreclosure now, I need foreclosure help, Stop my divorce, Can I sell my house after I file for divorce?, I am losing my house!, I need a good divorce attorney / lawyer, I need a good real estate attorney / lawyer, I need a good bankruptcy attorney / lawyer, I must find a good foreclosure lawyer, Find me a good divorce lawyer / attorney, Help me after Chapter 7 or Chapter 13 bankruptcy, How Can I sell my house while In bankruptcy in New Hampshire / NH, I need a new / cheaper / better mortgage to lower my payments now, Please prevent my foreclosure, Prevent bankruptcy, Stop the loss of my home, I need debt elimination / consolidation, I must reduce my debt quickly, or I need fast cash now, How can I sell my home without a real estate agent?, How can I sell my house myself?, I do not want to pay a commission, Will filing bankruptcy stop a foreclosure?, What are the foreclosure laws?, What are the bankruptcy laws?, I have bad credit, My credit score is low and I can't get a mortgage or refinance", contact us immediately.

If you're looking to buy and you're saying, "I want to buy a house, land, condo, home, mobile home, income property, rehab, or apartment building in NH, I need an affordable low cost mortgage quickly, I need a cheap mortgage fast, I want to buy a fixer upper ASAP, I need to lower my house payments, I need a downpayment, I can't afford a new home, How can I qualify for a mortgage, I need the Seller to carry paper, I need Seller financing, I want the best mortgage possible, I must have the lowest rates, I want a mortgage with no points or fees, Where I can I buy a house in New Hampshire without a down payment?, I want to buy a house I can afford at a good price, How can I buy a mobile home in New Hampshire, Where are the best trailer parks in New Hampshire, I Want To buy a duplex or condo in New Hampshire / NH, I want to rent to own, Can I buy no money down?, I need a cheap or affordable home, Should I use a Buyer Broker?, What is a buyer's agent?, How can I buy a house without a real estate agent?, I need cash to buy, I am having trouble qualifying for a mortgage", contact us first.

In all areas we may provide assistance and help to those people seeking support in the quick buying and selling of real estate (houses, mobile homes, land, single family, multi family, duplex, condos, condexes, townhouses, commercial / retail strip malls, etc.) as it relates to bankruptcy (Chapter 7 and Chapter 13); foreclosure (stopping and avoiding foreclosure); divorce; relocating and relocation; estates; probate; inheritance of real estate; landlording, income, rental, or investment property; illness and death; getting cash quickly or assisting with badly needed cash due to layoffs; avoiding the payment of real estate commissions, etc.: We serve Allesntown, Amherst, Atkinson, Antrim, Ashland, Auburn, Barnstead, Bedford, Boscawen, Bow, Brentwood, Chester, Chichester, Candia, Canterbury, Concord, Contoocook, Danville, Deerfield, Deering, Derry, Dover, Durham, Epping, Epsom, Exeter, Francestown, Franklin, Fremont, Gilmanton, Gilford, Goffstown, Greenfield, Greenville, Hampstead, Hampton, Hollis, Hopkinton, Hudson, Hooksett, Jaffrey, Kingston, Laconia, Lee, Litchfield, Londonderry, Loudon, Lydeborough, Manchester, Meredith, Merrimack, Milford, Mont Vernon, Nashua, New Boston, New London, New Ipswich, Newton, Newfields, Northfield, Northwood, Nottingham, Pelham, Pembroke, Penacook, Peterborough, Pittsfield, Plaistow, Portsmouth, Raymond, Rindge, Salem, Sandown, Somersworth, Stratham, Suncook, Tilton, Weare, Webster, Wilton, Windham, Wolfeboro AND MORE in New Hamsphire. In Massachusetts we serve Lawrence, Lowell, Methuen, Haverhill, AND MORE. We may also be able to refer you to another investor in Rhode Island, Connecticutt, California, Virginia, Texas, Michigan among other states; and in Massachusetts, Worcester, Fitchburg, Leominster, Gardner, Westminster, Auburn, Shrewsbury, Shirley, Northborough, Acton and neighboring towns. In Florida, we may may be able to refer you to another investor in Tampa, St. Petersburg, Plant City, Pinellas Park, Lealman, Largo, Port St. Lucy, Port Charlotte, Fort Pierce, Venice Beach, Viro Beach, Plant City, Hillsborough County, Pinellas County, Clearwater, Dunedin and Palm Harbor.

3. Now May NOT Be The Time To List Your House With A Real Estate Agent.

It is our opinion that if you decide to sell your house to get cash and close BEFORE the auction, you must succeed and act quickly.
When listing your home, you are simply hoping that the agent can find the right buyer, that the buyer offers the right price, that he has the money to buy or is prequalified with a bank AND can actually close fast enough.
This is in our opinion, a long shot. You have far too much at risk. Again, you must act quickly - listing can use up precious time with no assurance your house will be sold. The clock begins ticking, quickly, once the bank starts the foreclosure process.

4. Do Your Homework.

It is our opinion that a foreclosure is important enough for you to take some time to become educated. If you have access to the internet, you should consider getting on the website of your State's government and doing a search for the foreclosure laws and regulations that are on the books (or go to your local library - state codes are usually available there as well).
Laws vary by state, and include such things as the requirements or rules by which you mortgage company must play. You have rights that are protected by law, as does your mortgage company or bank. There are requirements for publishing public notices, the amount of time you are given to respond, late payment details, etc. All of this information is available to you and can help your create the best strategy for yourself.
Seek the advice of a professional if you are having any difficulty understanding the laws and regulations.
See the links we listed below for the States of New Hampshire and Massachusetts as examples.
We also included sections from the regulations for New Hampshire so you can see the kind of information that is available.

5. Our Approach Is Different From Those Above. And It Works.

If your house and situation meets our criteria and the banks & their attorneys accept our proposal, we may stop the foreclosure auction and buy your house for cash.
We have the cash in hand - we do NOT represent others who have the money - WE are the Buyers.
We can allow you a reasonable amount of time to relocate to your new home, AND we can do this all very quickly.
We do not charge commissions. We do not list houses.
We use a traditional approach and follow all of the rules.
We got people cash instead of heartache.
We helped people and they were glad we were there for them. We did it with speed and compassion.
We solve problems and we're good at it!
We care about our customers. Our customers say so and thank us for our help.

    IMPORTANT: While we assist people in financial difficulty and foreclosure, we do NOT help people who are in a

     mortgage crisis / foreclosure / bankruptcy, etc.,  stay in or keep their homes - as do some scams. Our primary goal is

    to PURCHASE a property. So if it is your goal to keep your home, we are NOT for you.

Lots Of Individuals & Companies Will Offer To "Help" You With Your Foreclosure. Here were some "less-than-positive" experiences...

1. "...I hired a company that was going to manage my foreclosure. I gave them $1000.00. They were going to delay the foreclosure for

two years, work with my bank and get everything settled. I am calling you because it's only a few months since I hired them and the

bank started the foreclosure process. They didn't do what they said. They didn't refund my money. They didn't even

apologize..." LK, OHIO

2. "A guy came and put a card in my door saying he could help me. He offered me the lease option plan. I pinned him down finally. He

said he would charge me $35,000.00! I can't believe it...I was blown away by him. IT WAS LIKE GETTING SLAPPED! I get tons of

letters from people (wanting to buy my house). I was totally inundated by those letters. I throw them in the garbage..." LJ, NH

3. "...I had a couple of clowns come in and try to assume my loan for nothing. They were the ones from the infomercials. I'm familiar with

their process. The propositions they gave me were ridiuclous. I had one guy who was going to take over my payments then he was

going to rent it for a year. I am sorry for the people who fall for it..." CG, FLORIDA

4. A company in Massachusetts puts out literature that they are "the solution" to foreclosure problems. They say they will help even if

the homeowner has no equity. They use the word "cash" in huge letters with lots of dollar signs. One of their victims gave us a copy of

the Purchase and Sale Agreement - where this company tried to "buy" their home. The contract had NO prices or cash amounts

filled in and had a long list of escape clauses for this company. They persuaded the homeowner to sign a contract with the

BLANK spaces, missing price and payment information. Yow!!! We would have shown them the door immediately, then contacted

the Office Of The State Attorney General.

5. We were called by a homeowner AFTER he was contacted by another so-called "investor". This investor has "buy houses" signs

plastered all over our local town. He uses the word cash - yet one might conclude thathas very little of his own. A homeowner told us,

"...said he would bring (me) current on (my) first mortgage and second and give me some cash - if I signed over the deed to him, but

the mortgage would still be in my name!" GK, NH

If this was a legitimate and traditional purchase and he actually had the CASH to buy, why in the world would this "buy

houses guy" insist that the mortgages stay in the name of the Homeowner - yet HE gets to have the deed in HIS name?!?

So...if foreclosure is the problem, we may be able to stop it (as we have for others) - and help you avoid further potential damage to your credit.

If you already filed Chapter 7 or Chapter 13 Bankruptcy - we may still be able to help generate badly needed cash for you.
We may help you avoid all of the worry and stress over potentially losing your home!
Remember, if you're behind in payments, you must act quickly.

Please call us now - foreclosure and bankruptcy are complicated issues - let's review the details of your situation so we can determine if we can be of help to you. We won't know until we talk.

But if we can help - the answers and solutions you badly need could quickly become a reality for you.

"...You were straight with us, up front and easy to work with..." DW

Useful Links To States of New Hampshire and Massachussetts Foreclosure Laws / Regulations

1. NH - Main regulations page for beginning a search.

2. NH - Foreclosure of Power of Sale (a good one to start reading)

3. MA - Foreclosure regs

Read a sampling of actual New Hampshire foreclosure regulations on the next page...... (click here)

If you have not already done so, don't forget to read the "Scams?"page (page 3) of this website for further information on what to keep in mind when considering working with someone who approaches you about buying your home.

Another Sad Story...A Home Owner Who Apparently Felt Abused By This Local NH "Investor"...

"...I'm not going to sell to this guy. I'm not impressed with the way he talked to me. I don't like peopIe thinking they're going to take advantage of me and treating me like a piece of *h@# either. He came and talked to me like my house wasn't worth anything. He tried to do me out of even that. He's crazy. I'm not interested in dealing with him..." GE, NH